A WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a sharp decline in its presence. click here Driven by the rise of online and mobile banking, customers are increasingly turning to virtual channels for their financial needs. This shift has caused to a drop in branch openings, and many institutions are consolidating existing branches to reduce cost

Return on total assets (ROTA) is a crucial financial metric utilized by investors and analysts to gauge the efficiency of a company in creating profits from its assets. It represents the proportion of net income earned relative to the total assets owned by the company. A higher ROTA indicates that a company is optimally deploying its assets to gene